Department: Legal & Recoveries

Location: Head Office- Blantyre

Validity period: 10/08/2026 – 16/08/2026

About the Business

FINCA Limited (Malawi), a subsidiary of FINCA Impact Finance (FIF), is a deposit taking micro finance institution in Malawi operating through 22 (twenty-two) service outlets serving borrowers and savers in rural, urban, and peri-urban areas in Malawi.

FINCA Limited (Malawi) is increasing access to its services and products through alternate channels.

Essential Duties And Responsibilities include the following. Other duties may be assigned.

I. Providing legal assistance to the Head of Legal and Company Secretary

• Representing the Company in courts of law
• Analysing litigation trends and preparing proposal to reduce legal cases
• Preparation of client and employee litigation reports for audit purposes
• Providing assistance on corporate finance issues
• Assisting with debt collection measures
• Attending disciplinary hearings and mediation sessions
• Maintaining sound filing and case management systems

II. Providing operational assistance to the Operations Department

• Supporting the Operations Department on all legal issues
• Advising the Company on loan contract management
• Attending Credit Committees where legal input is required
• Assisting in the arrangement of credit life insurance
• Authorising collateral perfection in the PPSR and drafting security documents including charges and mortgages

III. Drafting and reviewing loan contracts and other documents

• Drafting and reviewing client loan contracts
• Reviewing changes that may impact loan contracts and operation documents and making recommendations to Management
• Drafting and reviewing demand notices
• Assisting in the drafting of general legal documents

IV. General legal research

• Conducting legal research as requested
• Preparing legal opinions and giving legal advice to both internal and external clients

V. Conducting Legal Trainings

• Conducting Legal Trainings/Presentations from time to time in liaison with the Head Legal Officer and Corporate Secretary
• Conducting trainings on collateral handling, debt collection and anti-money laundering issues.

VI. Attending to any other duties assigned by Management from time to time

Competencies

Leading With Integrity

• Reinforces our values through daily behavior
• Holds others accountable to ethical behavior
• Encourages full disclosure of mistakes
• Confronts unethical behavior quickly

Employee Engagement

• Maintains a fulfilling work environment
• Engages people based on their strengths
• Mentors others to develop their skills
• Sets clear and measurable goals
• Provides feedback on performance regularly

Achievement Focus

• Overcomes obstacles creatively
• Consistently achieves business objectives
• Recognizes and pursues opportunities
• Takes calculated risks to achieve goals

Collaboration

• Convinces others collaboration is a win-win
• Holds people accountable to work together
• Fosters mutual accountability to achieve results

Responsible for Results

• Takes responsibility for own actions
• Manages others to focus on key priorities
• Helps others overcome challenges
• Balances urgency with attention to detail

Financial Responsibility

• Conserves organizational resources
• Works within budget guidelines

Planning and Performance Management

• Excellent organization, time, work and self-management skills

Interpersonal Skills

• Ability to adapt and work co-operatively and effectively at senior levels with the Management Team
• Strong relationship building and diplomatic interpersonal skills with sensitivity to the emotional, attitudinal and political aspects of the corporate life.
• Ability to handle difficult people and tense situations with diplomacy and tact; spot potential conflict, bring disagreements into the open, encourage debate and open discussion and orchestrate win-win situations

Reporting and Communication Skills

• Exceptional oral communication skills and ability to communicate clearly and persuasively
• Understand corporate procedures
• Experience and practical skills in drafting Litigation Reports, Loan Contracts and Legal Opinions, Insurance Agreements, and Clients and other Third Parties Contracts

About the Candidate

Education

Bachelor of Laws Degree and a valid license to practice law in Malawi.

Experience

• A minimum of 3 years post admission experience
• Experience in Company and Employment Law
• Experience in Law of Contract
• Experience in Conveyancing

Languages

Local language and English

Key Relationships

Internal Relationships

• Head Legal Officer and Corporate Secretary
• Head of Human Resources
• Head of Branch Network
• Credit Manager
• Management Team at all Levels

External Relationships

• Professional law firms
• Public prosecutors

Travel Requirements

Availability to travel (25% of the time)

To Apply: Reply by email sending your cover letters with resumes to: vacancy@fincamalawi.org